RAVN vs Rhino.fi
Rhino.fi settles stablecoin deposits for businesses, on a subscription and through its own liquidity. We are a swap API for wallets and agents, with native Bitcoin both ways. Different jobs, compared honestly.
Quick answer
Rhino.fi is stablecoin payments infrastructure for businesses: exchanges, neobanks and payment firms. It gives each of your users a deposit address, screens every deposit, and settles stablecoins across about 27 chains using its own liquidity. You pay a monthly subscription and talk to its sales team to start.
We are a swap API for wallets, apps and AI agents. We move any token on 17 chains, including native Bitcoin both ways, by racing 17 venues: relayers, solver and intent networks, RFQ market makers, DEX aggregators and cross-chain pools like THORChain and Chainflip. There is no subscription, no API key to start, and no fee of our own by default.
So these are different tools. If you are looking for a Rhino.fi alternative, the real question is which job you have: collecting stablecoin deposits, or swapping tokens across chains.
How we compare
| Rhino.fi | RAVN | |
|---|---|---|
| Built for | Businesses collecting and moving stablecoins: exchanges, custodial platforms, neobanks, payment firms | Wallets, dapps and AI agents that want cross-chain swaps. Our own app runs on the same API |
| How funds move | Your tokens go into Rhino.fi's bridge contract. Rhino.fi pays out from its own liquidity on the other chain | Through whichever venue wins the quote: a relayer like Across, a solver network like NEAR Intents, an RFQ market maker like Bebop, a DEX aggregator, or a cross-chain pool like THORChain. We write no contracts and never hold your funds |
| Bridge or wrapped token in the path | Your tokens go into its bridge contract. Bitcoin deposits settle to WBTC by default | Neither. No lock-and-mint bridge and no wrapped copy of your token, so no custodian in between |
| Tokens | Mostly stablecoins, plus ETH, BNB and WBTC | Any token on a supported chain, including native BTC and SOL |
| Chains | 27 in its docs, including Tron, TON, Starknet and Stellar | 17: native BTC, Solana and 15 EVM chains |
| Native Bitcoin | Deposit only, settled to WBTC by default, rolled out client by client | Both ways: Relay, NEAR Intents, THORChain, Chainflip |
| Pricing | Monthly subscription, prices on request. Public quotes showed 0.07% per transfer | 0 bps by default, no subscription. Integrators can add their own fee, up to 100 bps |
| Access | API key from its console, which needs a Google Workspace login. Add-ons are not self-serve | No key needed. 30 requests a minute per IP. A free key is instant |
| Stablecoin to stablecoin | USDT to USDC one to one, from its own reserves | Eco Routes swaps stablecoins across chains one to one |
| Compliance tools | AML screening on every deposit, Travel Rule support | Not something we offer. We never take deposits |
| AI agent access | An MCP server for searching its docs. No x402 | Free MCP server that quotes and executes swaps, plus x402 pay-per-call in USDC |
| SDK install footprint | 518 packages, 534 MB. No license on npm, source not public | 1 package, 52 KB, zero dependencies, MIT on GitHub |
Figures for Rhino.fi come from its own docs, site and API on 2026-09-25. Its homepage says 30+ chains and its docs say 20+; we counted the chain table in its docs.
Two different jobs
Rhino.fi solves a business problem. Your customer sends USDT on Tron to an address you gave them, and it shows up as a usable balance where you want it, screened and settled. Rhino.fi pays the gas under your subscription, and its account team sets up the rest.
We solve a swap problem. Someone holds ETH on Arbitrum and wants native BTC, or SOL, or a token on Base. We ask every venue that can do it, and they get the one that pays the most. Nobody opens an account, and we never hold the money in between.
No bridge contract in the middle
On Rhino.fi, your tokens go into its bridge contract on the source chain, and Rhino.fi credits the destination from its own liquidity. That is what makes it fast and predictable. It also makes Rhino.fi the counterparty for every transfer, and Bitcoin deposits settle to WBTC by default, a wrapped token backed by a custodian.
We never route a swap through a lock-and-mint bridge: a contract that locks your tokens on one chain and mints a copy on the other. That design is behind the biggest hacks in crypto. Our cross-chain venues are relayers, solvers and cross-chain pools that deliver the real token on the destination chain.
We never wrap your asset along the way either. No custodian and no synthetic token sits between what you send and what you receive. It is a deliberate rule, and it keeps users, integrators and agents on the safe path.
Native Bitcoin
Rhino.fi accepts BTC as a deposit and settles it to WBTC by default, or to another token you pick. Its docs say Bitcoin is deposit only and is being rolled out client by client. You cannot receive BTC through it.
With us, BTC works both ways. Swap BTC into ETH, USDC or SOL, or swap any of those into real bitcoin at your own address. Four venues quote each Bitcoin swap and the best one wins.
Starting without a sales call
Rhino.fi's pricing page lists four plans and one button: talk to the team. To use the API you need a key from its console, and add-ons are switched on by an account manager. Its SDK installed 518 packages and 534 MB when we checked, and it carries no license.
Our API answers the first request without a key. Our SDK is one package of about 52 KB, MIT-licensed on GitHub. You can have a live quote running before you would have booked a call.
Where Rhino.fi wins
- Deposit addresses. One address per customer, any source chain, swept and settled for you, with refunds and webhooks. We do not offer this.
- Compliance. Every deposit is screened for AML before it is credited, with Travel Rule support. We have nothing like it, because we never take deposits.
- Stablecoin chains. Tron USDT, TON, Stellar, Starknet and other payment chains we do not support.
- Predictable costs. Rhino.fi pays the gas under a fixed monthly fee, so gas spikes are its problem, not yours.
- Enterprise service. Customers named on its homepage include Tether and Wirex. It offers account managers and SLAs. We are in beta and self-serve.
When Rhino.fi fits better
- You run an exchange, neobank or payment product, and you need to accept stablecoin deposits from any chain.
- You need AML screening and Travel Rule support built into the flow.
- You would rather pay a fixed monthly fee than per swap.
If your users swap tokens themselves, from their own wallets, and you want native Bitcoin in both directions, try a live quote on our side.
Try it yourself
Parallel venues. Best execution. Live in beta. We never touch your funds.
FAQ
Is Rhino.fi a swap aggregator like RAVN?
No. Rhino.fi describes itself as a stablecoin payments specialist and a native liquidity provider, not an aggregator. It moves funds with its own liquidity and contracts. We route each swap to whichever of 17 independent venues pays the most, and hold no funds ourselves.
Does RAVN use bridges or wrapped tokens?
No. We never route a swap through a lock-and-mint bridge, the design behind the biggest hacks in crypto, and we never wrap your asset to complete a swap. Our cross-chain venues are relayers, solvers and cross-chain pools that deliver the real token on the destination chain. The only wrapped token you get from us is one you picked yourself, like WBTC. Rhino.fi moves funds through its own bridge contract, and settles Bitcoin deposits to WBTC by default.
Does Rhino.fi support native Bitcoin?
Only as a deposit. Rhino.fi's docs say Bitcoin is deposit only, settles to WBTC by default, and is rolled out client by client. We swap native BTC both ways, into and out of real bitcoin.
How much does Rhino.fi cost?
Rhino.fi uses subscription pricing with four plans, and prices come from its sales team. Its public quotes showed 0.07% per transfer when we checked. Our API has no subscription and adds 0 bps by default.
Do I need an API key for Rhino.fi?
Yes. Rhino.fi's docs say you need an API key from its console, and its add-ons are not self-serve. Our API works without a key at 30 requests a minute per IP.
When is Rhino.fi the better choice?
When you run an exchange, neobank or payment product that needs per-user deposit addresses, AML screening and chains like Tron, TON or Stellar. We do not offer deposit addresses or compliance tooling.
